Sample Household Budget
Print this budget template and use it get started budgeting your income and expenses. See below for more printing / downloading options.
| HOUSEHOLD BUDGET | ||
|---|---|---|
| INCOME | ||
| Salary / Wages | $ | |
| Rents | $ | |
| Interest / Dividends | $ | |
| Other Income | $ | |
| Total Income | $ | |
| BASIC EXPENSES | ||
| Fixed: | ||
| Mortgage Payment / Rent | $ | |
| Auto Insurance | $ | |
| Homeowner's Insurance | $ | |
| Health / Disability / Dental / Vision Insurance | $ | |
| Debt Payments (Auto Loans) | $ | |
| Debt Payments (Credit Cards) | $ | |
| Debt Payments (Other) | $ | |
| Debt Payments (Student Loans) | $ | |
| Real Estate Taxes | $ | |
| Income Taxes (Federal, State, Etc.) | $ | |
| School Expenses (Lunch, Tuition, Etc.) | $ | |
| Transportation / Gas (Auto) | $ | |
| Child Care | $ | |
| Other | $ | |
| $ | ||
| $ | ||
| $ | ||
| Total Fixed Expenses | $ | |
| Variable: | ||
| Electric Bill | $ | |
| Gas / Propane Bill | $ | |
| Water Bill | $ | |
| Groceries | $ | |
| Telephone (Home) | $ | |
| Cell Phone | $ | |
| Cable / Satellite | $ | |
| Auto Maintenance | $ | |
| Clothing | $ | |
| Personal Care (Hair, Etc.) | $ | |
| Dry Cleaning | $ | |
| Medical / Dental Expenses | $ | |
| Prescriptions | $ | |
| Pet Care | $ | |
| Other | $ | |
| $ | ||
| $ | ||
| $ | ||
| Total Variable Expenses | $ | |
| Total Expenses | $ |
| Total Income | — Total Expenses | = $$ Available for Optional (Discretionary) Expenses |
|---|---|---|
| $ | — $ | = $ |
Since so many expenses are billed monthly, it makes sense to make a monthly budget. If you do create a monthly budget though, you can run into trouble when you’re trying to account for income and expenses that aren’t monthly. Use the guide below to help you convert your figures to monthly amounts.
| Amount is: | Multiply by: |
|---|---|
| Weekly | 4.33 |
| Biweekly (every 2 weeks) | 2.16 |
| Semimonthly (every 2 months) | 2.00 |
| Quarterly (every 3 months) | 0.3333 |
| Annually (Yearly) | 0.0833 |
This household budget template is available for download as a PDF Document or Spreadsheet in Excel or OpenDocument format.